Outpatient Care

• Medically necessary consultations with physicians and specialists in OMHSI accredited clinics and hospitals.
• Treatment of minor injuries and surgeries not requiring confinement.
• X-ray, Laboratory Examinations, and diagnostic and therapeutic procedures.

In-Hospital Patient Care

• Room and Board Accommodation
• Use of Operating Room, Recovery Room, Intensive Care Unit
• Professional fees of attending physicians, specialists, surgeons and anesthesiologists
• Drugs and medicines used during confinement
• X-Ray, Laboratory Examinations, and therapeutic procedures
• Standard Nursing services
• Anesthesia and its administration
• Admission kit including ice cap and wee bag.

Emergency Care​

• Doctors’ Services and fees
• Emergency Room Fees
• Medicines and supplies used during treatment
• Oxygen, intravenous fluids, blood and blood products
• X-ray, Laboratory Examinations and therapeutic procedures

In OMHSI accredited hospitals, the above services are charged directly to our account.

In non-accredited hospitals, chargeable expenses are reimbursed by OMHSI to the member.